Attention homeowners: Real estate appraisal services for in Monument and El Paso County
Check out the top seven reasons why CO homeowners hire 1 Valuations:
Own a house in or near Monument, CO and need help determining the price of it?
At 1 Valuations, we understand the particular needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at 1 Valuations will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you delete unnecessary PMI insurance.
Challenge El Paso county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other homes close to yours. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from 1 Valuations is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. 1 Valuations can provide you with efficient appraisal that will help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? 1 Valuations offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.